These terms define the rules governing access to and use of the KenewingInsurance home insurance guidance platform. Reading them before using the service is encouraged.
These Terms of Service establish the conditions under which access to the KenewingInsurance platform is granted and the obligations accepted by any individual who uses the home insurance guidance, quote request, or contact features available on this site. By accessing or using any part of the platform, the individual agrees to be bound by these terms in full. If any provision is not acceptable, discontinuing use of the site is the appropriate course of action.
The content and services provided through KenewingInsurance are intended for individuals seeking general guidance on home insurance options available in the United States. Nothing on this platform constitutes a binding insurance contract, a guarantee of coverage, or a legal or financial advisory opinion. Actual policy terms, premiums, and coverage availability are determined by licensed insurance carriers.
Access to quote request services and informational content is granted to individuals who are at least 18 years of age and are legal residents of the United States. Submitting false or misleading information to obtain a quote or to misrepresent a property's condition or use is prohibited and may result in termination of any associated inquiry. All information submitted is expected to be truthful and complete at the time of submission.
Individuals who create accounts or submit forms agree to provide accurate contact and property details. Account credentials are the responsibility of the account holder and must not be shared with or transferred to third parties. Any unauthorized access to an account should be reported to KenewingInsurance immediately so that appropriate action can be taken.
All content published on this platform, including written descriptions, coverage explanations, and structural elements of the site, is the property of KenewingInsurance and is protected under applicable intellectual property law. Reproduction, distribution, or modification of site content without prior written authorization is not permitted. Personal use of the information for private decision-making purposes is acceptable provided the content is not repackaged for commercial use.
KenewingInsurance makes reasonable efforts to ensure the accuracy of the information presented, but no warranty is made regarding its completeness, currency, or suitability for any particular purpose. Insurance products, regulatory requirements, and market conditions change frequently, and individuals are encouraged to verify current terms directly with a licensed insurance professional before making any coverage decision.
The platform is provided on an as-available basis without guarantees of uninterrupted service. Maintenance, technical issues, or factors outside the control of KenewingInsurance may result in temporary unavailability. Liability for losses or damages resulting from service interruptions, inaccuracies in informational content, or reliance on guidance provided through the platform is excluded to the fullest extent permitted by applicable law.
Disputes arising in connection with use of this platform shall be subject to binding arbitration in accordance with applicable arbitration rules, and any such proceedings shall take place individually rather than as part of a class or group action. These Terms of Service, along with the Privacy Policy, represent the complete agreement between the individual and KenewingInsurance with respect to platform use.
KenewingInsurance reserves the right to modify these terms at any time. Changes become effective upon posting to the platform, and continued use of the site following any update constitutes acceptance of the revised terms. Questions about these terms may be directed to KenewingInsurance using the contact information provided on this page.